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Bank of America® Travel Rewards Credit Card
Bank of America

Bank of America® Travel Rewards Credit Card

A no-annual-fee travel rewards card from Bank of America.

Cash back only
Annual fee
No annual fee
Welcome bonus
25,000 online bonus points
Min spend
$1,000 in 90 days
Recommended credit
Excellent (720+)
Network
Visa
Foreign transaction fee
None
Apply on Bank of America site7.0/10Our rating · review ›

Rates, fees, and full terms are set by Bank of America and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Bank of America application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want straightforward everyday rewards.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

Unlimited 1.5 points per dollar on every purchase, with no bonus categories to track
Points redeem at a flat 1 cent each as a statement credit against any travel or dining purchase
0% intro APR for the first 15 billing cycles on purchases
Preferred Rewards members earn 25% to 75% more points based on their Bank of America banking and investment balances

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee and no foreign transaction fees

Alternatives to the Bank of America® Travel Rewards Credit Card

Pairs well with

The Bank of America® Travel Rewards Credit Card earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Bank of America® Travel Rewards Credit Card lands.

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