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American Express EveryDay® Preferred
American Express

American Express EveryDay® Preferred

A $95-a-year transferable-points card from American Express.

Legacy card. This card is no longer open to new applicants. It is shown for historical reference and for existing cardholders, who can still add it to My Wallet to plan around what they already carry.
Transfers to airlines & hotels
Annual fee
$95/yr
Welcome bonus
Not available (no longer open to new applicants)
Min spend
N/A
Recommended credit
Good to Excellent (700+)
Network
American Express
Apply on American Express site5.7/10Our rating · review ›

Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Offer last verified June 18, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on groceries and gas and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

3x Membership Rewards at U.S. supermarkets (up to $6,000 per year, then 1x)
2x at U.S. gas stations
1x on other purchases
50% more points when you use the card 30 or more times in a billing cycle
Earns Membership Rewards points, transferable to Amex airline and hotel partners

Best ways to earn & redeem

Put your groceries and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Transfer partners

Your Membership Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:

Airline partners

Delta SkyMiles, British Airways, Air France/KLM, Singapore Airlines, ANA, Avianca LifeMiles, Emirates Skywards

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

Marriott Bonvoy, Hilton Honors, The Leading Hotels of the World

You can check the live points price for a specific stay on rooms.aero.

See the full American Express ecosystem, card lineup, and live transfer bonuses →

Alternatives to the American Express EveryDay® Preferred

Pairs well with

The American Express EveryDay® Preferred earns Membership Rewards but cannot transfer on its own. Pair it with an American Express transfer hub to unlock airline and hotel transfers.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express EveryDay® Preferred lands.

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