American Express® Blue Cash Preferred
A $95-a-year rewards card from American Express.
Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who spend heavily on groceries, streaming, and gas.
you will not use enough of its perks and credits to cover the $95 annual fee.
Earning rates
Best ways to earn & redeem
Put your groceries, streaming, and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its groceries rate is among the stronger ones you will find in that category.
When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Statement credits
Alternatives to the American Express® Blue Cash Preferred
Pairs well with
The American Express® Blue Cash Preferred earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express® Blue Cash Preferred lands.
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