American Express
American Express® Blue Cash Preferred
Cash back only
Annual fee
$95/yr
Welcome bonus
$300 statement credit
Min spend
$3,000 in 6 months
Recommended credit
Good (670+)
Rates and offer last verified June 18, 2026.
Earning rates
6% cash back at U.S. supermarkets (up to $6k/yr, then 1%)
6% on select U.S. streaming subscriptions
3% on transit (trains, buses, taxis, rideshare)
3% at U.S. gas stations
0% intro APR for 12 months on purchases and balance transfers
Features & benefits
$84 Disney Bundle credit ($7/month)
Trip delay insurance and baggage insurance
Return protection and purchase protection
Extended warranty on eligible purchases
Statement credits
$84 Disney Bundle credit ($7/month)
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express® Blue Cash Preferred lands.
Calculate My Card