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Blue Cash® Card from American Express
American Express

Blue Cash® Card from American Express

A no-annual-fee cash back card from American Express.

Legacy card. This card is no longer open to new applicants. It is shown for historical reference and for existing cardholders, who can still add it to My Wallet to plan around what they already carry.
Cash back only
Annual fee
No annual fee
Welcome bonus
Not available (no longer open to new applicants)
Min spend
N/A
Recommended credit
Good (670+)
Network
Amex
Apply on American Express site3.0/10Our rating · review ›

Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Offer last verified June 18, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on groceries and gas.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

5% cash back at U.S. supermarkets, U.S. gas stations and select U.S. drugstores after $6,500 in annual spend
1% on those categories before reaching the $6,500 threshold, and 1% on other purchases
Earns cash back as Reward Dollars, not Membership Rewards

Best ways to earn & redeem

Put your groceries and gas spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its groceries rate is among the stronger ones you will find in that category.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee
The original Blue Cash, replaced for new applicants by Blue Cash Everyday and Blue Cash Preferred in 2014

Alternatives to the Blue Cash® Card from American Express

Pairs well with

The Blue Cash® Card from American Express earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Blue Cash® Card from American Express lands.

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