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Aeroplan® Credit Card
Chase

Aeroplan® Credit Card

A $95-a-year airline card from Chase.

Locked to Air Canada Aeroplan
Annual fee
$95/yr
Welcome bonus
75,000 points
Min spend
$4,000 in 3 months
Recommended credit
Good to Excellent (670+)
Network
Mastercard
Foreign transaction fee
None
Apply on Chase site6.7/10Our rating · review ›

Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on dining, groceries, and travel and want travel rewards they can grow.

⚠ Think twice if

you will not use enough of its perks and credits to cover the $95 annual fee.

Earning rates

3x points at grocery stores, on dining, and with Air Canada directly
1x point on all other purchases, plus up to 1,500 bonus points per month for spending

Best ways to earn & redeem

Put your dining, groceries, and travel spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Complimentary Aeroplan 25K Status
Free first checked bag on Air Canada
No foreign transaction fees

Pairs well with

The Aeroplan® Credit Card earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Aeroplan® Credit Card lands.

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