Indigo® Mastercard®
A $99-a-year credit-building card from Celtic Bank.
Rates, fees, and full terms are set by Celtic Bank and can change; check Celtic Bank’s official terms for current rates and fees before applying.
Is this card right for you?
someone rebuilding credit who wants a card that reports to all three bureaus.
you will not use enough of its perks and credits to cover the $99 annual fee.
Earning rates
Best ways to earn & redeem
Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.
When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Alternatives to the Indigo® Mastercard®
Pairs well with
The Indigo® Mastercard® earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Indigo® Mastercard® lands.
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