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Crypto.com Obsidian
Crypto.com

Crypto.com Obsidian

A no-annual-fee crypto card from Crypto.com.

Cash back only
Annual fee
No annual fee
Welcome bonus
None
Min spend
N/A
Recommended credit
Good to Excellent (700+)
Network
Visa
Foreign transaction fee
None
Apply on Crypto.com site4.5/10Our rating · review ›

Rates, fees, and full terms are set by Crypto.com and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

6% back in crypto on every purchase, the top Crypto.com tier
Rewards are paid in CRO by default, or you can switch to Bitcoin (the Bitcoin option is capped at $10,000 in purchases per month)
Rewards are paid in cryptocurrency, so their dollar value moves with the market

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Reached only by locking up $500,000 of CRO for 12 months, making it an ultra-exclusive tier you cannot simply apply for
Adds Priority Pass airport lounge access
No foreign transaction fees

Alternatives to the Crypto.com Obsidian

Pairs well with

The Crypto.com Obsidian earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Crypto.com Obsidian lands.

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