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Chase Freedom Rise®
Chase

Chase Freedom Rise®

A no-annual-fee cash back card from Chase.

Pools with Chase → transferable
Annual fee
No annual fee
Welcome bonus
$25 statement credit
Min spend
Set up autopay in first 3 months
Recommended credit
New to Credit (580+)
Network
Visa
Foreign transaction fee
None
Apply on Chase site6.3/10Our rating · review ›

Rates, fees, and full terms are set by Chase and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Chase application and welcome-bonus rules →
Offer last verified July 24, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want a simple, flat rate on every purchase with nothing to track.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

1.5% cash back on every purchase
Earns Ultimate Rewards®, pool points with Sapphire or Ink cards to unlock transfers

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, pool the rewards into the issuer transferable points when you also hold an eligible card, then move them to travel partners. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

$25 statement credit for setting up autopay within first 3 months
Credit limit increase considered after 12 months of responsible use
No annual fee
Purchase protection
No foreign transaction fees
Designed for people with limited or no credit history

Transfer partners

On its own this card earns Ultimate Rewards worth about 1 cent each. Pool it with a Chase transfer card such as the Sapphire Preferred, though, and the points unlock the same airline and hotel transfers, where major partners include:

Airline partners

United Airlines, Southwest Airlines, British Airways, Air France/KLM, Singapore Airlines, Air Canada, Virgin Atlantic

To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.

Hotel partners

World of Hyatt

You can check the live points price for a specific stay on rooms.aero.

See the full Chase ecosystem, card lineup, and live transfer bonuses →

Alternatives to the Chase Freedom Rise®

Pairs well with

The Chase Freedom Rise® earns Ultimate Rewards but cannot transfer on its own. Pair it with a Chase transfer hub to unlock airline and hotel transfers.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Chase Freedom Rise® lands.

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