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Business Advantage Customized Cash Rewards Mastercard®
Bank of America

Business Advantage Customized Cash Rewards Mastercard®

A no-annual-fee business card from Bank of America.

Cash back only
Annual fee
No annual fee
Welcome bonus
$500 online cash rewards bonus
Min spend
$5,000 in 90 days
Recommended credit
Good (670+)
Network
Mastercard
Apply on Bank of America site7.7/10Our rating · review ›

Rates, fees, and full terms are set by Bank of America and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: Bank of America application and welcome-bonus rules →
Offer last verified July 17, 2026. How we verify.

Is this card right for you?

✓ Best for

people who spend heavily on gas and dining.

⚠ Think twice if

your spending is spread evenly, where a flat-rate card would likely earn you more.

Earning rates

3% cash back in one category you choose: gas and EV charging, office supply stores, travel, TV and telecom, computer services, or business consulting
2% cash back on dining
3% and 2% rates apply to the first $50,000 in combined purchases each calendar year, then 1%
1% cash back on everything else
Business Advantage Preferred Rewards members earn 25% to 75% more cash back

Best ways to earn & redeem

Put your gas and dining spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus.

When you cash in, take the rewards as cash back or a statement credit, worth a flat 1 cent each. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

No annual fee

Alternatives to the Business Advantage Customized Cash Rewards Mastercard®

Pairs well with

The Business Advantage Customized Cash Rewards Mastercard® earns the most in its bonus categories, so pair it with a no-fee flat-rate card to cover everything it only earns a base rate on.

Learn more

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Business Advantage Customized Cash Rewards Mastercard® lands.

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