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Best Western Rewards® Visa Signature® Card
First Bank & Trust

Best Western Rewards® Visa Signature® Card

A no-annual-fee hotel card from First Bank & Trust.

Locked to Best Western Rewards
Annual fee
No annual fee
Welcome bonus
Up to 40,000 bonus points
Min spend
with qualifying purchases in the first 3 months
Recommended credit
Good (670+)
Network
Visa
Foreign transaction fee
None
Apply on First Bank & Trust site7.5/10Our rating · review ›

Rates, fees, and full terms are set by First Bank & Trust and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.

Before you apply: credit card application and welcome-bonus rules →
Offer last verified August 7, 2026. How we verify.

Is this card right for you?

✓ Best for

people who want straightforward everyday rewards.

⚠ Think twice if

you would rather chase elevated bonus categories than earn one flat rate.

Earning rates

13 points per dollar spent at Best Western hotels, including the base loyalty earning
2 points per dollar on all other purchases
Automatic Best Western Rewards Gold elite status

Best ways to earn & redeem

Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.

When you cash in, redeem the miles or points inside the single loyalty program this card is tied to. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.

Features & benefits

Diamond status after $10,000 in purchases in a calendar year
No annual fee and no foreign transaction fees

Alternatives to the Best Western Rewards® Visa Signature® Card

Pairs well with

The Best Western Rewards® Visa Signature® Card earns a flat rate on everything, so pair it with a category card or two to earn more where you spend the most.

How does it rank for your spending?

Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the Best Western Rewards® Visa Signature® Card lands.

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