American Express EveryDay®
A no-annual-fee transferable-points card from American Express.
Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who spend heavily on groceries and want travel rewards they can grow.
your spending is spread evenly, where a flat-rate card would likely earn you more.
Earning rates
Best ways to earn & redeem
Put your groceries spending on this card to earn at its highest rates, and let a different card handle the categories it does not bonus. Its groceries rate is on the modest side for that category, so compare before you commit.
When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Transfer partners
Your Membership Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:
Airline partners
Delta SkyMiles, British Airways, Air France/KLM, Singapore Airlines, ANA, Avianca LifeMiles, Emirates Skywards
To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.
Hotel partners
Marriott Bonvoy, Hilton Honors, The Leading Hotels of the World
You can check the live points price for a specific stay on rooms.aero.
See the full American Express ecosystem, card lineup, and live transfer bonuses →
Alternatives to the American Express EveryDay®
Pairs well with
The American Express EveryDay® earns Membership Rewards but cannot transfer on its own. Pair it with an American Express transfer hub to unlock airline and hotel transfers.
Learn more
How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express EveryDay® lands.
Calculate My Card