American Express® Blue Business Plus
A no-annual-fee transferable-points card from American Express.
Rates, fees, and full terms are set by American Express and can change. See current rates & fees on the issuer’s site, and always confirm the latest terms before applying.
Is this card right for you?
people who want straightforward everyday rewards.
you would rather chase elevated bonus categories than earn one flat rate.
Earning rates
Best ways to earn & redeem
Use it as a flat-rate everyday card, since it earns the same on every purchase, and pair it with bonus-category cards for groceries, dining, and travel.
When you cash in, transfer the points to airline and hotel partners for potential outsized value, or take a flat 1 cent as cash or travel. We value every point at a flat 1 cent, so treat any transfer upside as a bonus rather than the baseline — see what your points are really worth.
Features & benefits
Transfer partners
Your Membership Rewards transfer directly to airline and hotel loyalty programs, usually at 1:1. That is where transferable points beat flat cash back, because the right award can be worth well over 1 cent each. Major partners include:
Airline partners
Delta SkyMiles, British Airways, Air France/KLM, Singapore Airlines, ANA, Avianca LifeMiles, Emirates Skywards
To see what a specific flight award actually costs, look up live mileage prices and seat availability on seats.aero.
Hotel partners
Marriott Bonvoy, Hilton Honors, The Leading Hotels of the World
You can check the live points price for a specific stay on rooms.aero.
See the full American Express ecosystem, card lineup, and live transfer bonuses →
Alternatives to the American Express® Blue Business Plus
Pairs well with
The American Express® Blue Business Plus is an American Express transfer hub. Pair it with these strong Membership Rewards earners, whose points pool into it so you can transfer the combined balance.
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How does it rank for your spending?
Every card is ranked by what it actually returns on the way you spend. Run your numbers and see where the American Express® Blue Business Plus lands.
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