Marriott Bonvoy Bountiful® vs Wyndham Rewards Earner® Premier Card
Side-by-side comparison
| Marriott Bonvoy Bountiful® | Wyndham Rewards Earner® Premier Card | |
|---|---|---|
| Annual fee | $250 | $395 |
| Welcome offer | 85,000 points | Up to 120,000 points |
| Dining | 4x | 4x |
| Groceries | 4x | 4x |
| Gas | 2x | 4x |
| Travel | 2x | 4x |
| Streaming | 2x | 1x |
| Everything else | 2x | 1x |
| Est. yearly rewards* | $763 | $680 |
| Points type | Locked to Marriott Bonvoy | Locked to Wyndham Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified August 2026. See your own numbers in the calculator.
Welcome bonus and value over time
| Over time | Marriott Bonvoy Bountiful® | Wyndham Rewards Earner® Premier Card |
|---|---|---|
| Welcome bonus | 85,000 points | Up to 120,000 points |
| To earn it | $4,000 in 3 months | $6,000 in 120 days + $750 on Wyndham in 180 days |
| Est. first-year value* | $1,363 | $1,705 |
| Est. ongoing value / yr* | $513 | $505 |
This one splits by time horizon. In year one the Wyndham Rewards Earner® Premier Card is ahead by roughly $342, thanks largely to its welcome offer. But the Marriott Bonvoy Bountiful® earns more every year after, so if you keep it, it overtakes the Wyndham Rewards Earner® Premier Card only over the very long haul. Chasing the sign-up bonus and open to canceling before the second annual fee? Take the Wyndham Rewards Earner® Premier Card. Planning to keep it for years? The Marriott Bonvoy Bountiful® pulls ahead.
*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.
Perks, credits, and redemptions
| Perks | Marriott Bonvoy Bountiful® | Wyndham Rewards Earner® Premier Card |
|---|---|---|
| Lounge access | None | None |
| Annual credits | None | ~$220/yr (2 credits) |
| Points & redemptions | Locked to a single program | Locked to a single program |
On perks and redemptions, the Wyndham Rewards Earner® Premier Card carries the heavier credit stack (about $220 a year). Weigh those against the fee, since credits and lounge access only count if you will actually use them.
Transfer partners and point value
Neither card earns transferable points, so redemptions are cash-back or fixed portal value on both, roughly a cent per point. There is no airline or hotel transfer angle to separate them.
The verdict
On a typical year of household spending, the Marriott Bonvoy Bountiful® earns about $763 a year in rewards and the Wyndham Rewards Earner® Premier Card about $680, valuing every point at a flat 1 cent. The Marriott Bonvoy Bountiful® charges $250, which you clear through its rewards and perks. The Wyndham Rewards Earner® Premier Card charges $395, but carries about $220 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Marriott Bonvoy Bountiful® delivers more total value, about $118 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and streaming. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Premier Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Marriott Bonvoy Bountiful® if your spending leans toward streaming, everything else. Pick the Wyndham Rewards Earner® Premier Card if your spending leans toward gas, travel.