Citi® / AAdvantage® Globe™ Mastercard® vs Delta SkyMiles® Platinum
Side-by-side comparison
| Citi® / AAdvantage® Globe™ Mastercard® | Delta SkyMiles® Platinum | |
|---|---|---|
| Annual fee | $350 | $350 |
| Welcome offer | ||
| Dining | 2x | 2x |
| Groceries | 1x | 2x |
| Gas | 1x | 1x |
| Travel | 3x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $365 | $382 |
| Points type | Locked to American Airlines AAdvantage | Locked to Delta SkyMiles |
| Network | Mastercard | Amex |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified August 2026. See your own numbers in the calculator.
Welcome bonus and value over time
| Over time | Citi® / AAdvantage® Globe™ Mastercard® | Delta SkyMiles® Platinum |
|---|---|---|
| Welcome bonus | 90,000 miles | Up to 100,000 SkyMiles |
| To earn it | $5,000 in 4 months | $6,000 in 6 months |
| Est. first-year value* | $915 | $1,032 |
| Est. ongoing value / yr* | $15 | $32 |
The Delta SkyMiles® Platinum wins on both fronts: it comes out ahead in year one on the welcome offer and stays ahead every year after. Short term or long, it is the stronger pick on the numbers.
*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.
Perks, credits, and redemptions
| Perks | Citi® / AAdvantage® Globe™ Mastercard® | Delta SkyMiles® Platinum |
|---|---|---|
| Lounge access | Yes — Admirals Club | None |
| Annual credits | None | 2 listed credits |
| Points & redemptions | Locked to a single program | Locked to a single program |
On perks and redemptions, only the Citi® / AAdvantage® Globe™ Mastercard® gets you into airport lounges. Weigh those against the fee, since credits and lounge access only count if you will actually use them.
Transfer partners and point value
Neither card earns transferable points, so redemptions are cash-back or fixed portal value on both, roughly a cent per point. There is no airline or hotel transfer angle to separate them.
The verdict
On a typical year of household spending, the Citi® / AAdvantage® Globe™ Mastercard® earns about $365 a year in rewards and the Delta SkyMiles® Platinum about $382, valuing every point at a flat 1 cent. The Citi® / AAdvantage® Globe™ Mastercard® charges $350, which you clear through its rewards and perks. The Delta SkyMiles® Platinum charges $350, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Delta SkyMiles® Platinum delivers more total value, about $17 a year more for a typical spender, mostly because it earns more where you spend most, on groceries. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that Citi® / AAdvantage® Globe™ Mastercard® and Delta SkyMiles® Platinum are running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi® / AAdvantage® Globe™ Mastercard® if your spending leans toward travel. Pick the Delta SkyMiles® Platinum if your spending leans toward groceries.