American Express Business Green Rewards Card vs U.S. Bank Business Altitude® Connect Visa Signature®
Side-by-side comparison
| American Express Business Green Rewards Card | U.S. Bank Business Altitude® Connect Visa Signature® | |
|---|---|---|
| Annual fee | $95 | $95 |
| Welcome offer | 15,000 Membership Rewards points | 75,000 points |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 1% |
| Phone & internet | 1% | 2% |
| Travel | 1% | 4% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $450 | $690 |
| Points type | Transfers to airlines & hotels | Cash back only |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified August 2026. See your own numbers in the calculator.
Welcome bonus and value over time
| Over time | American Express Business Green Rewards Card | U.S. Bank Business Altitude® Connect Visa Signature® |
|---|---|---|
| Welcome bonus | 15,000 Membership Rewards points | 75,000 points |
| To earn it | $3,000 in 3 months | $6,000 in 180 days |
| Est. first-year value* | $505 | $1,345 |
| Est. ongoing value / yr* | $355 | $595 |
The U.S. Bank Business Altitude® Connect Visa Signature® wins on both fronts: it comes out ahead in year one on the welcome offer and stays ahead every year after. Short term or long, it is the stronger pick on the numbers.
*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.
Perks, credits, and redemptions
| Perks | American Express Business Green Rewards Card | U.S. Bank Business Altitude® Connect Visa Signature® |
|---|---|---|
| Lounge access | None | Yes — Priority Pass |
| Annual credits | None | None |
| Points & redemptions | Transferable to airline & hotel partners | Cash back only |
On perks and redemptions, only the U.S. Bank Business Altitude® Connect Visa Signature® gets you into airport lounges; the American Express Business Green Rewards Card earns transferable points with a higher redemption ceiling, while the other is capped nearer a flat cent. Weigh those against the fee, since credits and lounge access only count if you will actually use them.
Transfer partners and point value
Only the American Express Business Green Rewards Card earns transferable points. Its Amex Membership Rewards move to Delta, ANA, Air France-KLM Flying Blue, Virgin Atlantic, plus Hilton and Marriott, where a point can be worth several cents on a premium-cabin redemption, far above its cash value. The U.S. Bank Business Altitude® Connect Visa Signature® pays flat cash back, worth about a cent, so its ceiling is nearer a penny per point no matter how you redeem.
The verdict
On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the U.S. Bank Business Altitude® Connect Visa Signature® about $690, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The U.S. Bank Business Altitude® Connect Visa Signature® charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the U.S. Bank Business Altitude® Connect Visa Signature® delivers more total value, about $240 a year more for a typical spender, mostly because it earns more where you spend most, on travel and phone & internet. The bigger difference is the ceiling: the American Express Business Green Rewards Card earns points you can move to travel partners for outsized value, while the U.S. Bank Business Altitude® Connect Visa Signature® pays plain cash back. Favor the American Express Business Green Rewards Card if you will use travel transfers, the U.S. Bank Business Altitude® Connect Visa Signature® if you want simplicity. On the sign-up bonus, the U.S. Bank Business Altitude® Connect Visa Signature® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the U.S. Bank Business Altitude® Connect Visa Signature® if your spending leans toward phone & internet, travel.